Monthly Archives: November 2016

Most popular success quotes

Categories: Quotes, Success | Leave a comment

I tried a few dozen success quotes on my twitter profile to see which ones would be the most popular. The ones I liked most were not always the most popular. But, here are a few that my crowd liked the most!

“The size of your success is measured by the strength of your desire; the size of your dream; and how you handle disappointment along the way.” — Robert Kiyosaki

#Corporations: An ingenious device for obtaining profit without individual responsibility.” — Ambrose Bierce

“I’m an entrepreneur. ‘Ambitious’ is my middle name.” — Kim Kardashian

“Opportunities don’t happen. You create them.” — Chris Grosser

“All lasting #business is built on friendship.” — Alfred Montapert

“A goal is a dream with a deadline.” — Napoleon Hill

“Winners never quit and quitters never win.” — Vince Lombardi

“The best thing I did was to choose the right heroes.” — Warren Buffett

“It takes 20 years to build a reputation and five minutes to ruin it. If you think about that, you’ll do things differently.” — Warren Buffett

“In the #business world, the rearview #mirror is always clearer than the windshield.” — Warren Buffet

“The best way to predict the future is to study the past, or prognosticate.”
Robert Kiyosaki

“Honesty is a very expensive gift, Don’t expect it from cheap people.” — Warren Buffet

“Finding good partners is the key to success in anything: in business, in marriage and, especially, in investing.”
Robert Kiyosaki

Investing and knowing the company culture

Categories: Of Interest | Leave a comment

Do you invest in stocks? I have been doing so for years, but I’m paying a lot more attention to my investments these days. I created an algorithm for picking the best stocks based on several factors. But, one of the most important factors was something I overlooked at first.

I see a psychic regularly, and he is able to channel departed souls as well as living human beings. Since I believe that Warren Buffet is the wisest of any investor I’ve ever heard of, I decided to channel him for stock guidance. Rather than just asking him what stocks he likes, I asked his consciousness what factors he thought were important that weren’t in my algorithm.

My stock algorithm takes into consideration P/E ratios, stability of earnings, equity ratios, growth rates, dividends, credit ratings with S&P, longevity of the company, and more. But, I felt that I must be missing something.

Stock Tip #1 — company culture
Warren’s consciousness told us that the company culture is very important, especially of the management. As an investor, you cannot get to know the management of a company just by reading about them which puts you at a huge disadvantage. But, he said that some of the companies I was interested in had a bunch of narrow minded old guys running the show and that they would probably run the huge company into the ground. It was more than 100 years old, more in debt than any other company of its class, and with a mediocre credit rating as well. It’s sad to see such a huge and well established corporation look like it will go under in the next 20 years, but that was the reality that I was seeing. So, the answer was obviously not to buy a single share of it.

Stock Tip #2 — intuition
This next tip came as somewhat of a surprise to me. But, Warren’s consciousness told me that I need to trust my inner feelings and intuition when picking stocks. Coming from a great investor from a Western culture, this came as a surprise. But, maybe this is a good idea. I actually used my intuition a bit before when picking bonds. I had a great feeling about Coca-Cola’s future just like Warren does. But, I didn’t like something about Johnson and Johnson. Warren Buffet doesn’t own any JNJ stock, but I have 15% of my investment money in JNJ. I feel they are a stable company, but something is just off in my feeling about them. Wells Fargo had a wonderful feeling about it. But, the company where I felt best is Starbucks. Starbucks is much smaller than the huge conglomorates I usually put the majority of my cash into. They are a little fish that could get out-done by a competitor or bought out by a conglomorate in the food industry such as Proctor & Gamble or Kraft Heinz one day. But, I can’t deny this feeling of enthusiasm and growth potential that I feel.

So, should I trust my feelings, or just invest based on what the numbers are telling me?
I decided to let my feelings be part of my algorithm and represent up to 10% of the points awarded to any particular stock.
Good idea?

Here’s what Google is doing wrong regarding employee satisfaction!

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Out of curiousity, I visited Facebook and Google headquarters. They are both in San Mateo County, and both on the Eastern side of the county next to the bay. They both have beautiful walking paths that go to or around swampy sections of the bay. These innovative companies are of the opinion that employee satisfaction matters a lot. To deliver satisfaction they have fun offices and ways for employees to relieve themselves at the office. You can ride a funny looking bicycle, you can take a walk to the bay in the hills, play golf, and more. They place a high emphasis on recycling, clean air, and happiness. And that is good. But…..

Google’s headquarters
Google had endless amounts of cafes in the buildings near their headquarters. But, they wouldn’t let me in since I don’t work for them. I think they should let me in so I could exchange ideas with their staff. The cafes all looked the same and didn’t seem at all exciting. Then, there were the patios which looked nice. People were working with the laptops. The idea is that you might come up with more innovative ideas if you are sitting in a patio, and perhaps bumping into friends from time to time. Personally, I can’t think in a cafe or patio, but others function quite well in this environment. The goofy looking multi-colored bikes with the google colors were fun to watch. But, are they all they’re cracked up to be. I found Google headquarters to be very square, formulated, unfriendly, and lacking imagination. I’m a huge fan of Google and had hoped for more.

My suggestions for Google
I love Google. You made my career happen! Hurray! But, your headquarters remind me of seeing a dozen Korean kids sitting in a Koreatown cafe all with the same wannabe hip outfits and purple or orange hair. Meanwhile in Santa Monica, aging hipsters and stoned teenagers convened at local cafes. They didn’t have to “try” to be cool — they just were. The Koreans were following some type of prescribed formula for coolness. Wear this outfit, get this hair color — and don’t forget to get a piercing, can’t be cool without the piercing. The Korean kids just looked like a bunch of uptight stiffs who were imitating white kids from the 80’s while Santa Monica’s kids and aging hippies were just being themselves with their far out political theories, marijuana, music, and more…

Google seems to be following a prescribed formula for employee satisfaction.
There are cafes and patios everywhere. Funny looking bicycles, volleyball, hiking, and more. But, why not have more laid back cafes? Do the cafes have to all be the same with a place to slide your employee identity card, and then get in a line to get your stuff? Do the patios have to all be the same? Do the people have to all be so unfriendly? Couldn’t they have cooler bikes with microchips to track them in case they get stolen? In China, tech companies hire hot girls to interact with the programmers. Couldn’t Google hire some friendly people to interact with their employees? They do the opposite. As a visitor, I was kept out of buildings, kept out of cafes, and basically kept out of everything other than the parking lot and the walkway. I’m friendly and interesting not to mention quirky. I think that I’m the perfect guy to bounce ideas off of. Why can’t they see that?

Diversity in hang out environments
In short, Google does a great job on search algorithms, technical stuff, and maintaining a very level graph for delta income (growth.) As far as maintaining a cool atmosphere, they need to have a diversity of ambiance. There needs to be different types of places to hang out with different feelings where you can take your laptop. Perhaps a place overlooking the bay and another laid back cafe with chalkboards announcing their Moroccan mint latte or something. I think better when I can be in diverse environments. Google just makes twenty different choices of environments which are essentially the same. I would create a place where people are virtually forced to interact with people they would not normally interact with. This stimulates different parts of the brain which is essential for innovation which is what Google specializes in. I would also create an underwater tank, where employees could sort of their technical issues in scuba gear. Talk about jazzing it up a bit — or Jacqueing it up! In short, Google is on the right track, but they are too “prescribed” and square in their ideas for having diversions in the work environment. They need to hire some cool people to show them how to really be cool and have a good atmosphere. Having some friendly people wouldn’t hurt either.

The bottom line is that Google’s cool office environment scheme reminded me of those Korean kids in Koreatown cafes who were trying to be cool with their hoodies and piercings when they really seemed like a bunch of unimaginative and uptight kids with no style. But, I do give credit to the quality of the dancing on K-pop even though it is a bit overemphasizing unattainable physical beauty. You can do better Google! I’m on your side!