Category Archives: Of Interest

Warren Buffet’s stock algorithm cracked?

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I am not a very seasoned investor and I don’t know Warren Buffet’s entire stock algorithm. But, I have a good idea about parts of it.

Yes, Warren Buffet likes a company that has been around for a very long time that will not go out of business. Yes, he looks for good margins of operation and return on equity. He looks for companies with a “moat” where competitors cannot just run them out of business. But, there are things about Warren Buffet’s stock buying practices that you might not be able to guess just by crunching numbers. He looks for P/E ratios, but also low P/B ratios as that is statistically the best indication for the greatest increase in stock price in the long run.

Conglomorates
Warren Buffet likes conglomorates that buy up smaller companies as he finds them steady and a good business model for the future. In the tech world, IBM seems to be the best conglomorate as they are huge and buy up smaller companies. Google and Facebook are in the process of becoming conglomorates too, but they lack the same stability as IBM who made it through the great depression which is a huge achievement for a company. I’m not sure if companies who made it through the last depression will make it through the next one — but, in my opinion, they are a better bet than new companies.

Good Vibes
What? Is Warren Buffet a hippy now? If you read about Warren Buffet, you’ll know that his sidekick Charlie Munger used to go around to companies and walk around and talk to people. He could tell very quickly if people were happy at the company, and if they looked like they were working efficiently. My stock algorithm never predicted what Warren would buy until I started meditating on companies. What does this mean? I regularly meditate to get an idea of the mental state of the management and workers at a particular company. Some companies are more aggressive, while some have stress, happy people, anger, or other emotions. If I am going to invest lots of money in a company, I want to see happy and productive workers in my vision. Warren’s picks for companies don’t always measure up with numbers (although they don’t do poorly either,) but they do quite well when I meditate on them. WFC, KO, IBM, AXP, PSX and KHC all did splendidly in my meditation and I bought stock in each company as well as others.

Premonitions
I have been testing my psychic skills in the market. My accuracy rate was about 65% which is not bad. Anything above 50% is super. But, sometimes the cmpanies with the good vibes are not the ones that you will make money on. Sometimes it is companies that took a temporary dip in value that are going to bounce back and make you a quick 10% that are the ones to invest in. I meditated to see which companies I thought would do the best in the next four years. Warren Buffet’s picks yet again did quite well in my meditations, particularly IBM, KO and a few others. I also thought that Starbucks and Facebook (companies Warren doesn’t touch) will also do well in the next few years. Not to sound funny, but I take pleasure in owning SBUX and FB — it makes me happy! I’m convinced that Warren is very psychic and has an excellent sense of human nature. It seems clear that Warren knows long ahead of time which stock will not only go up, but go up a lot. I truly believe he is a 21st century oracle, and understanding what makes him tick could unleash the secret to your success!

Are the British the most sensitive to quality in outsourcing?

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Is the UK the most sensitive to quality in outsourcing? It would appear so. I just did some analysis on my stats for my outsourcing directory. I do a cleanup of my outsourcing directory every several months. The cleanup involves removing companies that are out of business, fixing expired phone numbers and replacing them with current numbers, demoting companies with bad phone habits to the bottom of the list, and more. The result of my work is having the top ten or so companies on my list being top notch which makes life easier for those searching for great outsourcing companies.

The question is, how does my work affect my web stats? I took readings for click averages from many companies at various times of the year. I took readings before I did cleanups and after. Countries like the UAE and Saudi Arabia clicked more when there were more total listings while the UK drastically preferred to use my directory immediately after I did my cleanup. In fact, the click rate from the UK went steadily down month by month after I did my cleanup. The minute after I did another cleanup after roughly 100 days, the clicks went back up again! Blimey!

So, it seems that the Brits are the most sensitive to quality of any nation while those in the Middle East and India often prefer quantity. Is it possible to please everyone?

Do you handle money well?

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A friend tried to introduce me to a woman. But, I learned that the woman wanted to control all of the money. I like to control money because I trust myself and feel I am reasonable at it as well. Also, I feel it is the man’s job to control the money, not the woman’s, but try explaining that to Chinese women who want to control everything!

If you marry a woman, you need to be on the same page about money. And if you run a business, you need to be sensible about handling money as well. Here are my pointers.

1. Don’t acquire debt.
Having debt is bad. Debt requires you to make monthly interest payments which can really zap your resources. Additionally, debt can become runaway debt which is very dangerous. Borrowing money for interest is forbidden in many religions and exactly for this reason as it can cause economic slavery. If you buy a building for your business, in that situation, you might need to borrow. But, try not to borrow a large percentage of the proceeds. Try to have a large portion of the equity to keep yourself stable.

2. Spend in moderation
Some people spend all of their money on nice cars, clothes, frivolities. I am not like this. have fun, travel, and maintain my health and comfort with acupuncture, massage and eating out, etc. However, I save money every month. I keep money in the bank, stocks, bonds, gold, etc. This is a great way to be stable in any economy. If business gets bad, I have money to fall back on for a very long time

3. Have liquid assets.
Every month, I save a little bit and add it to my nest egg. I keep a lot of money liquid instead of putting it all in a house because you never know when you need to take your money out. It makes more sense to buy a house after you have a few hundred thousand in liquid assets. But, others rarely manage their finances this way and they pay for it in the long run. If you lose your job, you still need to make house payments which is hard if you have no savings. So, have lots of liquid assets and be financially stable.
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4. Diversify your savings
My recommendations for diversification includes buying: Stable stocks, gold, having cash, safe bonds, etc. Stocks should be in four or more industries, but I don’t think it is necessary to have stock in all fifteen industries othewise you’ll focus too much on the industry and not enough on which stocks actually make sense to buy.

5. Safe diversification vs. risky diversification
Stock “experts” always want investors to diversify a little too much. It is good to have money in different industries, but there are other points to consider. If you are in 20 different industries in stocks that are all volatile, during the next crash you will lose everything. Some people like buying indexes as it is “safer,” but if your entire index crashes by 80% in the next depression, how safe are you really despite what all your upper middle class educated friends might claim? They are not financial experts despite their PhD. If they were financial experts, they would not be upper middle class, they would be wealthy and hanging around the country club instead of talking to you!

I put my investments in Banking, Food & Beverages, and general Medical manufacturing like Johnson & Johnson. These are stable industries that we always need. I consider the auto industry, transportation, and airlines to be very risky. But, just because you invest in banks doesn’t make you safe. Some banks like Wells Fargo are stable and have a good growth rate while Citibank might fold in the next decade or two.

6. Know your stock metrics
If you invest in stocks, there are several metrics you need to understand to take the guesswork out of the stocks.

Growth: How fast has the industry grown in the last 30 years?

Stability: How stable is your industry in a recession?

Profit margin & return on investment tell you how efficient the management is compared to other companies in the same industry.
P/E ratio is the most important metric as that tells you how much income you get for each dollar invested.

P/B: However, P/B ratio tells you how much the assets of the company are worth compared to the price of the stock which is a good metric as an indication of future growth potential according to the experts.

Equity: I also look at equity ratios as I consider companies that are too high in debt to be risky.

Earnings Stability: Last, companies that have irratic earnings don’t see safe. I look for companies whose income is stable and grows slowly over time.

7. Bonds should be safe
If you are an expert in junk bonds, good for you. But, for the rest of us, we need to be able to bank on our money. Safe bonds might include bonds for nations that are not too high in debt like Chile or Peru. Companies like Disney, Coca Cola, Wells Fargo, etc., are very stable and offer high rates on long term bonds. Wherever you invest, check the credit rating of the company or country. Also, get a few different bonds from different sources just in case one goes belly up.

8. Invest in your business
I believe in investing little by little in my business. I do not make sudden investments. I invest in good writers and pay them by the piece. I invest in programming little by little. I also buy a new computer from time to time. Advertising is a constant expense. When you invest little by little, you can get a better sense of what the investment is getting you rather than betting your life on something that might never happen. if you want to start a huge BPO, instead of investing in a huge office, learn the business from the ground up. Start in your living room and work your way up slowly. That is financially stable. You can get wiped out and lose your life savings if you try to grow too fast!

Regions & countries with stagnant populations have stagnant economies.

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In the United States for example, the states that experience the most immigration have the best economies. States like California, Connecticut, New York, etc. have booming economies. States like Mississippi that have had the same people for the last few hundred years tend to have slower economies. There is a correlation between population movement and wealth. Part of the correlation is that wealth attracts new populations from other regions. The other part of the equation is that people who move tend to be more highly motivated and hence will work harder in most cases than local born people.

In California for example, the first generation Mexicans here will work under the worst conditions for minimal pay in the fields, kitchens, or painting houses for example. Their children are hard workers as well, but prefer cleaner work conditions. People in America who are fourth generation have a work ethic, but are more picky about what they do. But, in sluggish states where people have been in the same region for ten or more generations, sluggishness (and hospitality) seems to be a way of life for many.

Europe’s population seems to be stagnating as well. New ways of doing business are not always embraced. The language differences make international trade more complicated. And last, the national divide and the countries going in and out of unions also make Europe a tough place to get things done. In North America, you can get products from Mexico to Canada in hours by truck. The manufacturing and distribution is very efficient and companies are always using new techniques. We embrace new foods, new cultures and new ways of doing things in America while Europe seems to be stuck in tradition.

The immigrants in Europe offer a hope to boost the decaying population whose growth is negative. But, Europe doesn’t know how to handle immigration. They don’t embrace differences, they don’t accept others, foreigners live in ghettos, and it is harder to find work. If you accept immigrants without assimilating them it creates a polarized society.

The other problem with Europe is that they don’t pick their immigrants well. If you pick hardworking decent people from the Middle East and integrate them into society, you will end up with prosperity. Europe is not intelligent enough to be able to figure this out. Instead, they let in ruffians, terrorists and bums and wonder why their girls are getting raped, and why attacks are happening all over France and other areas. Europe picked the wrong people, segregated them, and then suffered the consequences. Do you think Europe will figure out that they need to pick the right people and be a little more accepting of them?

How Much is the Transaction Fees for Bitcoin Transfers?

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Transaction fees are always processed and received by the miner. When a new hash is used to generate a successful bitcoin block, all the transactions information is included in the block together with transaction fees which are collected by the miner. The miner is free to assign bitcoin fees as he pleases.

The person making a bitcoin transaction has a voluntary will because he can include any costs to the transactions or not at all. However, no new bitcoin miner necessarily needs to accept transactions and create a new block when created. Therefore, the transaction fees is an incentive levied on the bitcoin user to ensure that a transaction is included in the next generated block.

It is overseen that the collective transaction fees out of cumulative effect allow new block creators to make earn more coins than those mined from new bitcoins that are created from new blocks over time. This is an incentive levied to allow for the trial to create blocks even when the newly created blocks amount to zero in future.

In the past, the sender used to pay the full amount of bitcoin network transactions. The fee was deducted from the received amount. The recipient often considered it as an incomplete transaction.

Network security is one of the most important services miners provide. This big network of hash rates is covered by miners to keep bitcoins safe from hackers and bad actors. These miners need some little cash for this purpose to pay for their hardware costs, electricity and other bills. ASIC mining hardware keeps the bitcoins secure through the working proof. Therefore, these miners get paid through bitcoin’s block combination transaction fees and rewards.

Block rewards is a significant income that provides the miners an income. They start at 50 bitcoins per block the previous number is 20 bitcoins per block. It dropped to 12.5 bitcoins per block this year.

Classical Hip Hop — a radio show about Jazz, Rap, and Classical Music.

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I was having this dream that the symphony’s soloist couldn’t make it to a concert, so they hired a street musician named Ned to play funk saxophone with the symphony. In my premonition, the audience loved Ned so much they put thousands of ones in Ned’s saxophone case which he left on stage (at Carnegie Hall) and he was able to get off the streets for a few weeks.

In real life a few days later after this premonition, I was at Walt Disney Concert Hall which I inappropriately call “Symphony Hall” since I’m an East Coaster origionally. There were several world class school bands playing who were the best of their class. One band had 63 members and came all the way from Malaysia to play music that was far harder than any high school band could possibly master. Last, there was a professional wind ensemble of 101 members called Symphonic Winds from Woodland Hills, California.

Symphonic Winds of Los Angeles area was so good, I could tell while they were tuning up that they were top notch. Their performance was so good that I was blown away (pun intended). Their performance went from a accoustical gale to an symphonic typhoon which filled the whole hall with glorious sounds. After the performance, I wondered if the musicians had a scotch to “unwind” (another inexpensive pun on wind instruments — sorry.)

But, what if there were a radio show called classical hip-hop. The theme song would have a hip-hop drum beat with a funk saxophonist taking turns playing or dueling with a classically trained violinist and pianist playing contemporary sounding music. What an odd sound idea. But, the diologue of the DJ’s would be even more interesting.

JAZZY: (gravely voice) Hi, this is jazzy Fred, comin’ at ya in New York. How y’all doin today? We have a lively program from some cool classical cats like Vivaldi, Levi-Strauss, and more.

EDWIN: Ah yes, the harmonious sounds of the Baroque era. By the way, that is Strauss, not Levi-Strauss. You wear Levi-Strauss’ work, you listen to Strauss.

JAZZY: Oh… Gotcha. Well, anyway, you know what time it is.

EDWIN: Actually, I don’t, I left my watch at home and I’ll be damned if I know where I left it.

JAZZY: Well, you’ll find it — player.

EDWIN: Actually, I’m more of a listener than a player.

JAZZY: I hope you don’t mind Edwin, but I invited a cool cat up to the studio to hang with us. We go way back.

EDWIN: I wish you hadn’t done that. I’m unfortunately quite allergic to cats.

JAZZY: Well I bet you ain’t allergic to this cat. Boy you should hear him play.

EDWIN: I have a long string right hear, I’m sure we will have ample fun watching this feline play with it.

JAZZY: Here he is. Shorty — how you doin?

SHORTY: I’m doin all—- right….

EDWIN: Hello Mr. Shorty, I was going to inquire as to whether or not you had been neutered, but I see that the question no longer needs to be presented to you.

SHORTY: Neutered? After my first wife cranked out triplets, I considered it now that you mention it. But, my wife wasn’t down with that.

EDWIN: I see. Well just give her a stiff drink and perhaps she’ll appear to be more down.

SHORTY: When I first met Jazzy, I asked him if he played jazz or if he played it straight. He asked me what playing it straight meant. I explained to him that meant classical music. He was sober in those days.

EDWIN: Well indeed yes, there is nothing worse than curvy music, especially in this day and age. But, modern classical music does tend to be rather dissonent. I’m not sure if there is anything straight about it.

SHORTY: So, Jazzy, how do you like my new threads?

EDWIN: Now I see why you call him a cat. He likes threads so much, he must be a cat in human form.

JAZZY: Nah, ya-see, calling a brotha’ a cat is a manner of speaking. It just means a guy who likes to hang out.

EDWIN: So, would a “cat” then chase tails?

JAZZY: Oh my God. You actually used an experession that we would use for the first time. This is a triumph for classical hip-hop, where worlds collide.

EDWIN: Yes, where worlds collide, but without all of the predicted meteor showers and the like.

If you are sluggish paying people you owe – metaphysical realities

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The beginning of the month was very sluggish in sales. I knew our industry was slow, but it had never been this slow in over ten years. Since I “study” metaphysics by observing reality, I was thinking that perhaps there is a metaphysical solution to this problem. Sales had been down by 40% and I was not sure if I would have to change the way I do business to compensate for this loss. However, I noticed one thing. I was behind paying my programmer by a few weeks. I owed him $3000. The minute I wrote the checks and put them in envelopes, the incoming money flow shot up immediately.

Another thing I noticed is that tything or giving money to reputable charitable organizations really helps keep your income up. Metaphysically speaking, if you help others, and sacrifice your heard earned money for the sake of someone else’s welfare, the universe will help you succeed. The universe’s goal is to help the worthwhile people make their way up the totempole and keep the selfish people at the bottom.

So, if business is slow, or you need better luck, be better about paying people, tything, and do daily prayers as well!

Does it make sense to have a minimum wage or raise it?

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It seems nonsensical to have a minimum wage. In a free market economy wages are set by supply and demand. The minute some socialist government like the government of the United States wants to start meddling with wages, there will be a lot of unemployment. Young boys who have never had a job are not worth minimum wage. They’ll sit around unemployed and then get into selling drugs while illegal Mexican immigrants take the jobs that those young boys were morally entitled to. Although the illegal immigrants are paid under the table, they are paid a market wage which is about $4 per hour which is a lot less than the $10 per hour in California. Now, they want to raise the minimum wage.

Minimum wage means unemployment for blacks and more illegal immigration which brings crime, drugs, kidnappers, mafia, and more. Having minimum wages increases the chance that employers will have to break the law out of economic necessity. After all, how can you hire Americans and give them benefits, when your competition is hiring illegals for $4 per hour with no health insurance?

Since America is a country that is selective about which laws they enforce, you should have less laws. Less laws means less problems enforcing whatever laws you keep. If they enforced illegal immigration laws, there would be fewer workers which means higher market value wages. In that case, the market wage for restaurant work and other cheap labor might be $12 to $15 per hour without government meddling.

What about having a maximum wage? Nobody has ever talked about it before. Maybe doctors shouldn’t get paid more than a certain amount. Maybe a clerk at McDonalds shouldn’t make more than $15 per hour no matter how good they are. I feel we are regressing deep into socialism while China has become a playground for capitalists. Invertendo is the word my spiritual Master uses to describe this situation where we become the opposite of what we were and someone else becomes what we were instead.

Investing and knowing the company culture

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Do you invest in stocks? I have been doing so for years, but I’m paying a lot more attention to my investments these days. I created an algorithm for picking the best stocks based on several factors. But, one of the most important factors was something I overlooked at first.

I see a psychic regularly, and he is able to channel departed souls as well as living human beings. Since I believe that Warren Buffet is the wisest of any investor I’ve ever heard of, I decided to channel him for stock guidance. Rather than just asking him what stocks he likes, I asked his consciousness what factors he thought were important that weren’t in my algorithm.

My stock algorithm takes into consideration P/E ratios, stability of earnings, equity ratios, growth rates, dividends, credit ratings with S&P, longevity of the company, and more. But, I felt that I must be missing something.

Stock Tip #1 — company culture
Warren’s consciousness told us that the company culture is very important, especially of the management. As an investor, you cannot get to know the management of a company just by reading about them which puts you at a huge disadvantage. But, he said that some of the companies I was interested in had a bunch of narrow minded old guys running the show and that they would probably run the huge company into the ground. It was more than 100 years old, more in debt than any other company of its class, and with a mediocre credit rating as well. It’s sad to see such a huge and well established corporation look like it will go under in the next 20 years, but that was the reality that I was seeing. So, the answer was obviously not to buy a single share of it.

Stock Tip #2 — intuition
This next tip came as somewhat of a surprise to me. But, Warren’s consciousness told me that I need to trust my inner feelings and intuition when picking stocks. Coming from a great investor from a Western culture, this came as a surprise. But, maybe this is a good idea. I actually used my intuition a bit before when picking bonds. I had a great feeling about Coca-Cola’s future just like Warren does. But, I didn’t like something about Johnson and Johnson. Warren Buffet doesn’t own any JNJ stock, but I have 15% of my investment money in JNJ. I feel they are a stable company, but something is just off in my feeling about them. Wells Fargo had a wonderful feeling about it. But, the company where I felt best is Starbucks. Starbucks is much smaller than the huge conglomorates I usually put the majority of my cash into. They are a little fish that could get out-done by a competitor or bought out by a conglomorate in the food industry such as Proctor & Gamble or Kraft Heinz one day. But, I can’t deny this feeling of enthusiasm and growth potential that I feel.

So, should I trust my feelings, or just invest based on what the numbers are telling me?
I decided to let my feelings be part of my algorithm and represent up to 10% of the points awarded to any particular stock.
Good idea?

Should people have an official email registered with the government?

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In this digital age, it seems that everyone has at least twenty ways that they can be contacted. The U.S. government requires us all to have a physical address where we can receive mail. But, why not have an electronic address registered as well? What if we are out of the country and can’t get our mail? Or what if we just prefer electonic mediums as a backup for important corresponpondances.

One issue I have with the internet is that governments seem to be decades behind the eight ball in regulating what is going on. There is so much cyber hacking, pornography, spam, and other bad stuff going on. Our government is always there to tax us, but do they protect us as well? Not so much, at least not in 2016 on the internet.

There could be an official separate folder in all email accounts where government or official mail such as bills could come which would be spam free. Additionally, the government could take a closer look at the spam that is coming in and try to determine what is legitimate and what is not. We use opt-in lists, but I still get spammed every day in my gmail account. I thought gmail knew how to filter this stuff out. Maybe not! Or maybe I need to mark more of it as spam so they’ll get a hint.

One day the government will catch up and one day the internet might be the primary form of corresondance. If you have five email accounts, you’ll have to register one with the government and keep that one. But, there’s a great advantage here. If you move, you need to change your physical address. But, what if you could keep your email address for life? Maybe that is not such a bad idea especially if the address could be queriable in government records so your old friends could look you up. Currently, Facebook serves that niche, but what if uncle Sam could?

When should you invest in a stock vs. an index?

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My friend is very pro index while I am more pro buying stock. But, there are times when indexes are better than buying stocks.

Stock Buying Diversification
Some argue that diversification is “safer” or a better practice when buying stocks. The S&P crashed by about 60% in 2009 and there is nothing “safe” about losing 60% of your money no matter how diversified it is. You are not safe in a fund, because you do not know what you are getting or how badly it will crash. Additionally, many of the companies you are getting might have PE ratios that are far too high to be a suitable investment and might have unsound financial practices as well, not to mention inefficient business practices. I like to invest in the best and forget the rest. I once had a safe mutual fund and lose more than half my money in 2002 when the market crashed. I learned a valuable lesson. Know what you are buying and see how hard it crashes when it crashes. Now, that we have had a 2002 crash and a 2008 crash and a 2015 reset or perhaps two resets, I am familiar with checking stocks to see how badly they crash.

My Stock Algorithms
I created a clunky, but suitable algorithm for picking stocks. I use it along with my basic judgment as no algorithm is perfect — at least no algorithm that I am smart enough to create. In any case, I didn’t want to invest in too many stocks as it becomes too much work to track. So, I decided to have four main stocks where 85% of my stock money would go and then have a handful of others each having a smaller investment of about 2-3% of my total stock expenditures. It took a few days for me to decide on my lucky four, and I made sure they were all in different industries as well. I made sure that three of the four stocks were stable in previous crashes because I don’t want to lose my money. Having four stable stocks that don’t crash is a lot safer than a mutual fund with 100 stocks that all crash every time there is a stock market crash. Additionally, my big money is going into companies that are roughly 100 years old, and they survived the Great Depression making them very stable, not to mention their stable financial and managerial practices.

When are Indexes Good?
For older companies that have been around since the Great Depression, there are so few of them, and they are such large conglomorates, that I don’t think you need to diversify so much. Coca-Cola owns 500 different beverage companies. They have more diversification within that one stock than most mutual funds. I can analyze each older company by hand since there are so few around. But, newer companies that don’t have a stable track record, don’t have stable income and engage in innovation require diversification. It is possible that an industry with 300 players could be reduced to two players after the others get weeded out. Innovation is a risky game and the minute someone beats you innovating a popular product, then you could lose most of your business.

For Biotech and Tech, indexes seem like a better idea than buying stocks with the exception of IBM which is a much more established conglomorate that does not engage in innovation. Between Apple, Verizon and Samsung, how can you know which company will out do the other one in a few years. I suspect Apple will win the game, but the Koreans might surprise us all as they are pretty smart over there. Between the various biotech companies, how do you know which one will have the next breakthrough? Most of those companies are less than 25 years old. It is so unpredictable and none of the companies have a solid track record. For these types of unpredictable industries a fund is better. Additionally, for utility companies, their margins are so low and their debt is so high, it might be safer to buy a fund.

So, for me, I’ve decided to get both stocks and indexes. But, probably more stocks than indexes. I will be investing in a biotech index in the next few weeks. That is one of the fastest growing market segments. I don’t know if they’ll continue to grow, but I suspect they will until they can figure out how to clone us.

I found my perfect work environment

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Unfortunately, this perfect work environment is 500 miles away, so I can’t go that often. But, I feel so good there. Ukiah, California is in the middle of nowhere roughtly 200 miles north of San Francisco, CA. I go up there from time to time to work. There is nothing to do there. It is an hour North of Wine Country where you can enjoy amazing food, wine and cool people. It is an hour East of the Ocean where you can enjoy gardens, beaches, parks, great beer, wine, and more restaurants. But, there is nothing much to do in this tiny town. They have a very nice health food store with amazing pastries, and a few passable restaurants. But, I find that I am ecstatic and get a lot of work done in this small town.

I typically will go up to meditate in an ashram in Nevada city for a few days before going to Ukiah. After meditating seven hours a day, day after day, I’ll need to catch up on my work. So, in Ukiah, I bring phone lists and am on the phone all day long. But, in Ukiah, I achieve balance.

I’ll meditate three times a day which is perfect. I meditate in the morning, after lunch, and before I go to bed. I am unable to be so regular about meditating at home for some reason. I work and work and work without tire as well. Finally, I’ll walk around for an hour with vigor since I feel so good. There is nowhere good to walk, so I walk around the hotel for an hour which feels great! There’s a Starbucks next door, Jack in the Box, and Mexican food nearby as well as a few Chinese joints within a few minutes drive. The Brewery has great burgers and there are a few fancy places to eat too. For me, the town is just a place to feel amazing.

Do you have a place where you feel amazing? Maybe you should visit there and bring your work. If you run an office, perhaps you should set up your office there. Too many people are packed into big cities. Sometimes it is nicer to be in the countryside in a place where you can be happy!